Low cost, diversified
75% growth / 25% defensive
Hostplus’ Indexed Balanced Option is one of the lowest-cost diversified options available in the market today1. It employs passive investment management strategies across a mix of growth and defensive assets to target index-like returns for each underlying asset class. The Indexed Balanced Option is globally diversified across international equities (partially hedged to reduce the amount of foreign currency exposure), Australian equities, international fixed interest, Australian fixed interest and cash asset classes.
CPI + 2.50%
CPI + 3.00%
Hostplus has a proven history of market-leading investment returns, but impressive results are only part of the package1. Our unit price structure, provides an improved liquidity position of typically illiquid assets and gives you flexibility to switch between investment options as often as you like.
Eligible investors with a five years plus investment horizon in pursuit of a passively managed, diversified, pre-mixed investment option. The Indexed Balanced option has been designed for members with a primary focus on minimising fees and has the lowest Total Investment Cost of the Hostplus pre-mixed options.
This option aims to track established market indices. Compared to our default Balanced option, Indexed Balanced does not invest in unlisted assets and instead has a higher allocation to listed equities, fixed interest, and cash.
Recommended investment time for accumulation investors:
Recommended investment time for pension investors:
With likelihood of negative returns being 4 to less than 6 years out of every 20 years.
Total investment cost
A one-off joining fee will be charged at the time of opening an SMI account and an administration fee of $165 p.a. will be deducted (irrespective of the number or value of investments held in the account). For full details of fees and costs,
including definitions and explanations of each fee and cost, please refer to our Additional Information Brochure (544kb).
1. The Hostplus Indexed Balanced option has the lowest fees based on investment options with 60-100% growth assets for public offer funds only as at 1 March 2021. Fees include percentage-based administration fees, member fees, investment management fees (including performance-based fees), indirect cost ratios and taxes. Investment fee comparison using SuperRatings SMART fee calculator as 1 March 2021 based on a super account balance of $50,000.